One of the first concerns individuals have when seeking addiction treatment is paying for rehab. Many may not know where to begin with finding financial coverage or assistance. Luckily, for those with health insurance, there is a chance the insurer also offers health insurance benefits for drug rehab to help individuals who need addiction treatment.
What Are the Health Insurance Benefits for Drug Rehab?
When someone seeks out addiction treatment, they need a means of paying for the treatment. Just as insurance provides support for medical costs, some insurers offer health insurance benefits for drug rehab so that the individual can focus on healing rather than finances.
Many employers also offer health insurance to their employees for discounted rates. For those without insurance through their employers, they can still enroll in private or federal insurance programs. The coverage of health insurance benefits will depend on which company an individual enrolls in.
In addition to a variety of providers, there are also many types of insurance companies. The most common forms of health insurance include:
- Preferred provider organizations (PPO)
- Health maintenance organizations (HMO)
- High-deductible health plans (HDHP)
- Point-of-service (POS)
Each type of insurance has unique regulations and offers different benefits to its members. Individuals interested in health insurance benefits should consult with their insurance provider to determine the coverage they offer for addiction treatment.
How Health Insurance Benefits for Rehab Can Help
Health insurance that offers rehab coverage is beneficial to everyone trying to find addiction treatment. Some people may believe it is better to pay out-of-pocket or take out a loan to cover costs. However, some health insurance policies can often cover these costs with little to no payment necessary from the person seeking coverage.
When a person needs addiction treatment, they need to focus all their energy on recovery. Insurance that covers rehab lightens the financial burden of recovery on individuals and their families.
Coverage and Benefits
Generally, health insurance benefits for drug rehab varies between providers. For companies that offer coverage for addiction treatment, each individual provider can determine which services they choose to cover from an addiction treatment facility and which ones they do not.
When it is time to discuss treatment with an insurance company, it is essential to learn about the extent of a health insurer’s benefits for rehab to know what options are available.
Although coverage for rehab from health insurance providers may be uncertain, the care at New Bridge Foundation is always reliable. At New Bridge Foundation, the staff works privately with clients to help them find the best treatment options. Every step of the admissions process is confidential, beginning with intake and insurance verification.
The compassionate team at New Bridge Foundation will work with individuals to help them determine their health insurance benefits for drug rehab and the best programs for them. If their health insurance provider does not cover treatment, New Bridge Foundation will help them plan alternate methods of payment.
Insurance and Treatment at New Bridge Foundation
New Bridge Foundation is a substance abuse treatment facility in Berkeley, California. Our team of addiction treatment professionals understand that addiction does not discriminate. Therefore, we accept most private insurance in order to help individuals from many backgrounds.
WIth health insurance benefits for rehab, individuals will have access to our addiction treatment programs, including:
- Detoxification program
- Short-term residential rehab (Helios)
- Short-term outpatient rehab (Helios)
- Long-term residential rehab (START)
Do not wait another day to find comprehensive addiction treatment. Call the professionals at New Bridge Foundation today at 866-772-8491 to learn more about our addiction treatment programs in Berkeley CA and schedule a free, confidential evaluation.